Kent Reliance Building Society

A simple easy access, passbook-based savings
account exclusively for supporters of
Charlton Athletic Football Club

"earn 0.10% gross/AER"
(variable)

As at 29 June 2010

Important: This account can only be operated through our branch and agency network. Our accounts are only available to UK residents.

For an information pack click here or simply pop into our branch or one of our agencies

Prize draw rules click here

Start saving money now with Charlton Athletic Football Club in association with krbs.com.

Why the CAFC savings account

	An easy access savings account with extra benefits for savers and the local community. Kent Reliance will make a donation to Charlton Athletic Football Club, the equivalent of 1% per annum of the average monthly balances held in CAFC accounts. So the more you save the more money we will donate to Charlton Athletic Football Club and local community projects.
Main features of the account
	Minimum opening deposit £100 (£10 for under 16 years). Minimum balance £10.
	No age restriction.
	This account can only be operated through our branch and agency network.
	Your proof of identity and address will be verified electronically in the first instance. If you are under 18 years of age we will need your birth certificate*.
	Add to your savings as and when you like.
	Take money out of your account when you need it - up to £500 cash or £50,000 by cheque from our branch or agency network (lower limits may apply at some of our agencies).
	Interest added to the account annually on 5 April.
	Be entered into a monthly prize draw to win CAFC goodies.
*If supplying a certified copy it should be signed, dated, marked 'original seen' and bear the name , address and occupation of the certifier. It can be certified by a UK lawyer, banker, accountant, teacher, doctor, minister of religion, postmaster/sub-postmaster, authorised financial intermediary or similar professional.

Minimum Opening deposit £100 (£10 for under 16 years)	Gross Rate % p.a./AER	Net Rate % p.a.
Annual interest	0.10	0.08

As at 29 June 2010

AER - stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

Gross rate - is the rate of interest before the deduction of income tax.

Net rate - is the rate after the deduction of income tax, currently at the rate of 20%. Subject to the required certification non taxpayers are able to receive their interest gross.