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               For the tax year 06-07
               For the tax year 07-08
      
      Interest rates for the tax year 08-09
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        Key

        BOE: Bank of England Rate Change
Inter-generational accounts

 

Direct 60+ savings account

Balance

1.01.09
(BOE rate change)

19.12.08
(KRBS rate change)

1.12.08
(BOE rate change)

01.11.08
(BOE rate change)

22.05.08
(KRBS Rate Change)

01.05.08
(BOE rate change)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Annual interest

£1 and over

3.01

3.01

4.01

4.01

4.20

4.20

5.65

5.65

5.65

5.65

5.40

5.40

Monthly interest

£100 and over

2.97

3.01

3.94

4.01

4.12

4.20

5.51

5.65

5.51

5.65

5.27

5.40

 

Direct 65+ easy access account

Balance

1.01.09
(BOE rate change)

19.12.08
(KRBS rate change)

1.12.08
(BOE rate change)

01.11.08
(BOE rate change)

01.08.08
(Product launch)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Annual interest

£1 and over

3.46

3.46

4.26

4.26

5.00

5.00

6.45

6.45

6.45

6.45

Monthly interest

£100 and over

3.41

3.46

4.18

4.26

4.89

5.00

6.27

6.45

6.27

6.45

 

Direct 65+ variable rate cash ISA

Balance

1.01.09
(BOE rate change)

19.12.08
(KRBS rate change)

1.12.08
(BOE rate change)

01.11.08
(BOE rate change)

01.08.08
(Product launch)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Annual interest

£30,000 & thereafter £3,600 ISA limit

3.32

3.32

4.26

4.26

5.00

5.00

6.31

6.31

6.31

6.31

Monthly interest

£30,000 & thereafter £3,600 ISA limit

3.27

3.32

4.18

4.26

4.89

5.00

6.13

6.31

6.13

6.31

 
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Tax free savings accounts

Direct one year fixed rate cash ISA

Balance

Issue two
19.12.08
(KRBS rate change)

Issue one
1.12.08
(Product launch)

 

 

Gross
%

AER
%

Gross
%

AER
%

 

£100 and over

3.00

3.00

4.50

4.50

 

Direct variable rate cash ISA –Under 25’s

Balance

1.01.09
(BOE rate change)

19.12.08
(KRBS rate change)

1.12.08
(BOE rate change)

01.11.08
(BOE rate change)

29.09.08
(Product launch)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Up to ISA limit-£3,600

£1 and over

3.27

3.27

4.26

4.26

4.76

4.76

6.26

6.26

6.26

6.26

 

Direct
variable rate cash ISA

Balance

1.01.09
(BOE rate change)

19.12.08
(KRBS rate change)

1.12.08
(BOE rate change)

01.11.08
(BOE rate change)

01.05.08
(BOE rate change)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Up to ISA limit-£3,600

£1 and over

3.01

3.01

4.01

4.01

4.26

4.26

5.76

5.76

5.76

5.76

 

Variable rate cash ISA –Under 25’s
(passbook)

Balance

1.01.09
(BOE rate change)

19.12.08
(KRBS rate change)

1.12.08
(BOE rate change)

01.11.08
(BOE rate change)

29.09.08
(Product launch)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Up to ISA limit-£3,600

£1 and over

2.81

2.81

3.76

3.76

4.26

4.26

5.76

5.76

5.76

5.76

 

Variable rate cash ISA (passbook)

Balance

1.01.09
(BOE rate change)

19.12.08
(KRBS rate change)

1.12.08
(BOE rate change)

01.11.08
(BOE rate change)

01.05.08
(BOE rate change)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Up to ISA limit-£3,600

£1 and over

2.26

2.26

3.46

3.46

3.71

3.71

5.21

5.21

5.21

5.21

 
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Savings account – with passbook

The
Wishmakers

Balance

1.01.09
(BOE rate change)

1.12.08
(BOE rate change)

01.11.08
(BOE rate change)

01.05.08
(BOE rate change)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Up to 16 years
of age

£1 and over

1.65

1.32

3.10

3.10

4.60

4.60

4.60

4.60

 

Easy access account

Balance

1.12.08
(BOE rate change)

01.11.08
(BOE rate change)

01.05.08
(BOE rate change)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

 

£50,000 and over
£25,000 - £49,999
£10,000 - £24,999
Under £10,000

2.00
1.30
0.80
0.30

2.00
1.30
0.80
0.30

2.95
2.25
1.75
1.25

2.95
2.25
1.75
1.25

2.95
2.25
1.75
1.25

2.95
2.25
1.75
1.25

 

Easy access account
Tiered interest rate removed 1.01.09

Balance

01.01.09
(BOE rate change)

 

 

Gross
%

AER
%

 

£1 and over

0.25

0.25

 

Regular savings account

Balance

01.01.09
(BOE rate change)

1.12.08
(BOE rate change)

01.11.08
(BOE rate change)

01.05.08
(BOE rate change)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

 

£1 and over

1.40

1.12

2.85

2.85

4.35

4.35

4.35

4.35


90 day notice account

Balance

1.12.08
(BOE rate change)

01.11.08
(BOE rate
change)

01.05.08
(BOE rate
change)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

 

£25,000 and over
£10,000 - £24,999
Under £10,000
Rate of monthly interest

3.00
2.05
1.05
1.04

3.00
2.05
1.05
1.05

3.95
3.00
2.00
2.00

3.95
3.00
2.00
2.02

3.95
3.00
2.00
2.00

3.95
3.00
2.00
2.02


90 day notice account
Tiered interest rate amended 1.01.09

Balance

1.01.09
(BOE rate change)

 

 

Gross
%

AER
%

 

£25,000 and over
Under £25,000
Rate of monthly interest

1.00
0.50
0.50

1.00
0.50
0.50

 
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Affinity accounts – with passbook

GFC savings account

Balance

1.01.09
(BOE rate change)

1.12.08
(BOE rate change)

01.11.08
(BOE rate change)

01.05.08
(BOE rate change)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

 

£10 and over

0.50

0.50

1.25

1.25

2.75

2.75

2.75

2.75

 

WFC savings account

Balance

1.01.09
(BOE rate change)

1.12.08
(BOE rate change)

01.11.08
(BOE rate  change/
product launch)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

 

£10 and over

0.50

0.50

1.25

1.25

2.75

2.75


Kent Spitfires account

Balance

1.01.09
(BOE rate change)

1.12.08
(BOE rate change)

01.11.08
(BOE rate change)

01.05.08
(BOE rate change)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

 

£1 and over

0.50

0.50

1.25

1.25

2.75

2.75

2.75

2.75

 

Sportsaver account

Balance

1.01.09
(BOE rate change)

1.12.08
(BOE rate change)

01.11.08
(BOE rate change)

01.05.08
(BOE rate change)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

 

£1 and over

0.25

0.25

0.30

0.30

1.25

1.25

1.25

1.25

 
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Investment bonds

Direct tracker rollover bond

Balance

1.01.09
(BOE rate change)

1.12.08
(BOE rate change)

01.11.08
(BOE rate change)

01.05.08
(BOE rate change)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

 

£500 and over

2.50

2.50

3.50

3.50

5.00

5.00

5.50

5.50

 

Direct one year fixed rate bond
Sold Out 20.11.08

 Balance

Issue nine
01.11.08
(BOE rate change)
Issue nine
01.05.08
(BOE rate change)

 

 

Gross
%

AER
%

Gross
%

AER
%

 

£100 and over

6.00

6.00

6.00

6.00

 

Monthly interest

5.85

6.00

5.85

6.00

 

Direct two year fixed rate bond
Sold Out 20.11.08

Balance
Issue six
01.11.08
(BOE rate change)
Issue six
01.05.08
(BOE rate change)

 

 

Gross
%

AER
%

Gross
%

AER
%

 

£100 and over

6.00

6.00

6.00

6.00

 

Monthly interest

5.85

6.00

5.85

6.00

 
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Accounts no longer available


Direct Regular savings account Withdrawn 01.12.08

Balance

1.01.09
(BOE rate change)

1.12.08
(BOE rate change)

01.11.08
(BOE rate change)

01.05.08
(BOE rate change)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

 

£1 and over

1.55

1.55

3.00

3.00

4.50

4.50

4.50

4.50

 

Really useful save & borrow account Withdrawn 01.08.08

Balance

1.01.09
(BOE rate change)

1.12.08
(BOE rate change)

01.11.08
(BOE rate change)

01.05.08
(BOE rate change)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

 

£1 and over

0.25

0.25

1.00

1.00

2.95

2.95

2.95

2.95

 

Treasurer’s account Exchequer account
Exchequer 92

Balance

1.01.09
(BOE rate change)

1.12.08
(BOE rate change)

01.11.08
(BOE rate change)

01.05.08
(BOE rate change)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

 

£1 and over

0.00

0.00

0.25

0.25

1.00

1.00

1.00

1.00

 

Charity account
KentCARE

Balance

1.01.09
(BOE rate change)

1.12.08
(BOE rate change)

01.11.08
(BOE rate change)

01.05.08
(BOE rate change)

 

 

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

Gross
%

AER
%

 

£10,000 and over
£2,500 - £9,999
Under £2,500

0.25
0.25
0.25

0.25
0.25
0.25