If you take out a mortgage with us, you will need to ensure that your property is insured for the full re-instatement costs – that is the cost of completely rebuilding it. You are of course, free to make your own arrangements, which your solicitor should confirm to us.

However, by taking advantage of our deal with Equity Direct you can save yourself the trouble of hunting down appropriate cover, and be certain that you are meeting your obligations under the mortgage terms. Cover can be for buildings only, buildings and contents, or contents only for leasehold property owners and will be linked to the House Rebuilding Cost Index prepared by the Royal Institution of Chartered Surveyors. 

Please note: We're sorry, but this insurance is not available for shared ownership/shared equity properties.

Call 0845 603 7921 for further information.