As new products become available, or as your circumstances change, your current mortgage may not fit as well as it used to. Subject to the particular terms of your mortgage, we will do our best to arrange the best possible deal for you.

Changing mortgage

You may want to switch from one mortgage product to another or from one repayment type to another. Subject to the terms and conditions of your particular mortgage, we will always try to accommodate any requests. There may be a charge for this.

Transferring ownership

If your circumstances change you may even want to transfer ownership of the property and change the borrowers under the mortgage deed. This is called a transfer of equity. Whatever your request, we will be happy to help if we can.

Letting your home

If you want to let your home, under the terms of your mortgage you will need our consent. We will normally be pleased to give this, but will increase the rate of interest charged on your mortgage while your property is let out, because of the increased risk of it not being your main residence.

To find out what we can do and request a Key Facts Illustration, call us on 0845 122 0033* or email mail@krbs.com

*For customer service and training purposes, calls to Kent Reliance may be monitored and/or recorded.