Shared ownership schemes offer an affordable way to get your first step onto the property ladder.

We can lend you up to 90% of the value of the share you are buying, as long as this does not exceed 75% of the LTV based on the full property value. The property needs to be purchased in partnership with a Housing Association.

The minimum you can borrow is £25,000, with a maximum loan of £300,000 per property. We will work out the exact amount we can lend you based on your income and how much you can afford to repay each month.

If you would like to take out one of our shared ownership mortgages, please contact a mortgage adviser and let them know you are interested in a mortgage from Kent Reliance.