One year fixed rate bond issue 4

One year fixed rate bond - issue 4

A fixed rate, fixed term investment providing a better return for funds you can afford to tie up.

Take me straight to
the application form

Main features of the account

• No minimum age (the bond can be operated on behalf of a child).
• Annual interest will be credited to the bond on maturity. Monthly interest will be credited to the bond on the last working day of each month or transferred to a different Bank/Building Society account.
• Minimum investment is £1000 per bond and the maximum is £1,000,000. Minimum operating balance £1.
• No additional deposits.
• Withdrawals allowed but 180 days loss of interest on the amount withdrawn will apply. Therefore, if you withdraw from your bond in the first 180 days this will be taken from your initial investment. For postal and online bonds simply send a signed withdrawal request to Head Office. If you have an online bond please include your BACS details as the withdrawn funds will be sent to your originating account.
• We will write to you 10 days prior to the maturity of your Fixed rate bond notifying you of the end of your term. The maturity balance will be transferred to a suitable product of our choosing on maturity unless we receive alternative instructions.
  
  If you request a closure at maturity, your cheque will be posted to you on the second working day after maturity. Alternatively, the funds will be sent by bank transfer (BACS) reaching your account within five working days after maturity.
• You will have 14 days from the date we receive your application form to reconsider your choice. If you change your mind within this cooling-off period, your investment will be returned without interest or penalty. If you invested by cheque we can’t return the funds until the cheque has cleared, please allow six clear working days.

Ready to take the next step?

You can apply for this account online or by downloading and returning an application form by post or to one of our branches. Online account opening is not available in all cases.

Apply online

Please note that slightly different terms and conditions apply to accounts opened online. In particular, payments out of the account can only be made to the same account that you make your first payment from. Make sure you read the introductory page carefully before you open your account.

Download and return

1. Download and complete the application form.
2. Make sure you've read the terms and conditions in the Account guide.
3. Post your completed form back to us at our Freepost address (no stamp needed) or take it into one of our branches.

Kent Reliance
FREEPOST SEA11929
Chatham
ME4 4BR

Other documents you may find useful:

• Savings and investments interest rates - the rates for all our products.
• R85 form for payment of interest without tax deduction and R85 form helpsheet.

All these documents are supplied in PDF format. Download Acrobat Reader.

If you prefer, telephone us on 0845 122 0022* and we can post a pack to you.

*For customer service and training purposes, calls to Kent Reliance may be monitored and/or recorded. Lines are open between 8.00am and 8.00pm from Monday to Friday and between 9.00am and 5.00pm on Saturday.