You can pay money into our savings accounts whenever you like, up to a maximum balance of £1 million.

Cash ISAs are subject to the HMRC limits, as described in the ISA pages.

Bonds cannot be added to, but you can open additional bonds, subject to availability.

Payment methods

Bank transfer (BACS)

If you want to pay money in using BACS, for example to make an electronic payment from an online account, you will need the following details:

  • Sort code: 62-24-97.
  • Account details: this will be the numerical element of your account reference with a zero added in front of the number to make it eight digits long. For example 01234567.

To ensure that your payment reaches your account promptly, make sure you use your entire account number, with prefix and suffix, as your reference: eg ABC1234567KRB

Standing order

You can have a regular payment made directly into your account by standing order: download the standing order form (85 kb pdf), or use the bank details above.

Via post to Head Office

Simply post a cheque (but not cash) made payable to one or more account holders, together with your passbook if you have one to Kent Reliance, PO Box 174, Chatham, Kent ME4 4WG. The transaction (if applicable) will be recorded in your passbook which will be returned to you. Please make sure you write your account number on the reverse of your cheque. Do not send post-dated cheques: we cannot accept any responsibility for cheques cleared in advance of the date written on them.

Via our branch network

If you have a passbook based account you can take your deposit (cash or cheque) and passbook into any of our branches. The transaction will be recorded in your passbook and the balance updated.

If you have a statement based account, you can operate it by post through Head Office, not over the counter.

Unpaid cheques

If you pay by cheque which is subsequently returned unpaid by the bank/building society it is drawn on, we will debit your account with the amount of your cheque.

We will inform you in writing and, if applicable, request your passbook in order for it to be amended. We will return the cheque to you on request.

Clearing cycle

The central clearing cycle for cheques and automated payments is normally three working days. However, please allow six clear working days for cheques to clear before you draw money against them.