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about us
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memorandum and rules
financial results
KRBS Executives & Board of Directors

savings & investments
savings accounts
limited edition - one year fixed rate savings account - issue one
limited edition - two year fixed rate savings account - issue one
- children's account
- fixed rate easy access - issue one
tax free accounts
- direct cash ISA –
  fixed rate to 30 September 2014
- direct cash ISA –
  fixed rate to 30 April 2014
- direct cash ISA –
  fixed rate to 31 January 2013
- direct cash ISA -
  fixed rate to 31 December 2011
- direct variable rate cash ISA -
  under 25s
- direct variable rate cash ISA
- transferring Cash ISA funds/
switching KRBS ISAs
- variable rate cash ISA - with passbook
- variable rate cash ISA - under 25s - with passbook
general information
account guide - 146KB
current interest rates
previous interest rates
investment bonds
- limited edition - direct nine month fixed rate bond - issue one
- limited edition - direct one year fixed rate bond - issue ten
- direct tracker rollover bond
affinity savings accounts
- kent spitfires account
- sportsaver account
- football affinity accounts
inter-generational accounts
- direct 65+ variable rate cash ISA
- direct 65+ easy access account
- direct 60+ savings account
affinity investment bonds
- Gillingham Football Club - limited edition - direct one year fixed rate bond - issue one
- Charlton Athletic Football Club limited edition - direct one year fixed rate bond - issue one

mortgages
residential mortgages
standard mortgages
- standard variable rate 75% LTV
- Shared ownership/shared equity mortgages
fixed rate mortgages
- 3 year fixed 75% LTV
- 5 year fixed 75% LTV
- 10 year fixed 75% LTV
- 25 year fixed 75% LTV
special mortgages
- inter-generational mortgage
additional borrowing
commercial mortgages
buy to let mortgages
mortgages guide - 111KB
current interest rates - 87KB
solicitors reference

jargon buster

useful info & frequently asked questions(FAQ's)
about our savings and investment accounts
- how to open an account
- how to use your account
- general terms and conditions
- peace of mind
- interest rates
- FAQ's savings & investments
about our mortgages
- about how mortgages work
- the different ways to repay your   mortgage
- the length or term of the loan
- working out how much you can borrow
- costs
- insurance
- how to apply
- what happens next
- paying your mortgage
- FAQ's mortgages
- European code of conduct
how you should write your cheque - 54KB
about our complaints procedure
about the financial ombudsman service
about the financial services compensation scheme
about our privacy policy
about our website
money made clear
downloads
current interest rates - mortgages - 87KB
shared ownership/shared equity interest rates
mortgages general information - 111KB
inter-generational mortgage Q&A's - 598KB
memorandum & rules - 766KB
current interest rates - savings and investments - 85KB
saving and investing product guide - 146KB
passbook and affinity accounts
tax free savings
inter-generational accounts
ISA transfer form
investment bonds
general forms
access adobe website for screen reader
adobe acrobat reader
online conversion tool for PDF
mortgages
current interest rates - mortgages - 87KB
mortgages general information - 111KB
mortgage fees and charges - 155KB
inter-generational mortgage Q&A's - 598KB
savings and investments
current interest rates - savings and investments - 85KB
interest rates (for the tax year 08-09) -633KB
saving and investing product guide - 146KB
savings accounts information packs
inter-generational accounts information packs
- direct 60+ savings account - information pack - 415KB
- direct 65+ easy access account - information pack - 414KB
- direct 65+ variable rate cash ISA (for the tax year 09-10) - information pack - 326KB
- fixed rate easy access account (issue one) - information pack - 1234KB
- the wishmakers account information pack - 521KB
affinity savings accounts
- Kent spitfires savings account - information pack - 420KB
- sportsaver savings account - information pack - 1350KB
- CAFC savings account information pack - 983KB
- CAFC prize draw rules - 45KB
- GFC savings account - information pack - 454KB
- GFC prize draw rules - 45KB
- Whitstable Town FC savings account - information pack - 433KB
tax free savings information packs
- limited edition direct cash ISA - fixed rate to 30 September 2014 - information pack - 839KB
- limited edition direct cash ISA - fixed rate to 30 April 2014 - information pack - 839KB
- limited edition direct cash ISA - fixed rate to 31 January 2013 - information pack - 839KB
- limited edition direct cash ISA - fixed rate to 31 December 2011 - information pack - 839KB
- direct variable rate cash ISA - Under 25s (for the tax year 09-10) - information pack - 327KB
- direct variable rate cash ISA (for the tax year 09-10) - information pack - 323KB
ISA transfer form
- to transfer in Cash ISA funds from another provider - click here - 81KB
investment bonds information packs
- limited edition - direct nine month fixed rate bond (issue one) - information pack - 929KB
- limited edition - direct one year fixed rate bond (issue ten) - information pack - 929KB
- direct tracker rollover bond information pack - 930KB
affinity investment bond information packs
- Gillingham FC limited edition - direct one year fixed rate bond (issue one) - information pack - 993KB
- Charlton Athletic FC limited edition - direct one year fixed rate bond (issue one) - information pack - 1012KB
general forms
- member profile - change of details   form - 50KB
- change of address form - 145KB
- withdrawal/closure form - 149KB
- paying in slip - 150KB
- lost/stolen passbook - 143KB
- R85 form - 91KB
- R85 - help sheet - 43KB
- standing order form - 147KB

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