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about us
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memorandum and rules
financial results
KRBS Executives & Board of Directors

savings & investments
savings accounts
- limited edition - one year fixed rate savings account - issue two
- limited edition - two year fixed rate savings account - issue two
- limited edition - three year fixed rate savings account - issue one
- children's account
- fixed rate easy access - issue one
fixed rate ISAs
- limited edition direct cash ISA - fixed rate to 30 April 2014
- limited edition direct cash ISA - fixed rate to 31 January 2013
- limited edition direct cash ISA - fixed rate to 30 June 2012
- limited edition direct cash ISA - fixed rate to 31 August 2011
variable rate ISAs
- direct variable rate cash ISA -
  under 25s
- direct variable rate cash ISA
- variable rate cash ISA - with passbook
- variable rate cash ISA - under 25s - with passbook
general information
- transferring Cash ISA funds/
switching KRBS ISAs
- account guide - 703KB
- current interest rates
- previous interest rates
investment bonds
- limited edition - direct one year fixed rate easy access bond - issue one
- limited edition - direct two year fixed rate easy access bond - issue one
- limited edition - direct three year fixed rate easy access bond - issue one
- direct tracker rollover bond
affinity savings accounts
- kent spitfires account
- sportsaver account
- football affinity accounts
inter-generational accounts
- direct 65+ variable rate cash ISA
- direct 65+ easy access account
- direct 60+ savings account
affinity investment bond
- Charlton Athletic Football Club limited edition - direct one year fixed rate bond - issue two

mortgages
residential mortgages
standard mortgages
- standard variable rate 75% LTV
- Shared ownership/shared equity mortgages
fixed rate mortgages
- 3 year fixed 75% LTV
- 5 year fixed 75% LTV
- 10 year fixed 75% LTV
- 25 year fixed 75% LTV
special mortgages
- inter-generational mortgage
additional borrowing
- commercial mortgages
- buy to let mortgages
- mortgages guide - 111KB
- current interest rates - 87KB
- solicitors reference

jargon buster

useful info & frequently asked questions(FAQ's)
about our savings and investment accounts
- how to open an account
- how to use your account
- general terms and conditions
- peace of mind
- interest rates
- FAQ's savings & investments
about our mortgages
- about how mortgages work
- the different ways to repay your   mortgage
- the length or term of the loan
- working out how much you can borrow
- costs
- insurance
- how to apply
- what happens next
- paying your mortgage
- FAQ's mortgages
- European code of conduct
how you should write your cheque - 54KB
about our complaints procedure
about the financial ombudsman service
about the financial services compensation scheme
about our privacy policy
about our website
money made clear
downloads
current interest rates - mortgages - 87KB
shared ownership/shared equity interest rates
mortgages general information - 111KB
inter-generational mortgage Q&A's - 598KB
memorandum & rules - 198KB
current interest rates - savings and investments - 627KB
saving and investing product guide - 149KB
passbook and affinity accounts
tax free savings
inter-generational accounts
ISA transfer form
investment bonds
general forms
access adobe website for screen reader
adobe acrobat reader
online conversion tool for PDF
mortgages
current interest rates - mortgages - 87KB
mortgages general information - 111KB
mortgage fees and charges - 155KB
inter-generational mortgage Q&A's - 598KB
savings and investments
current interest rates - savings and investments - 627KB
interest rates (for the tax year 09-10) -80KB
saving and investing product guide - 149KB
savings accounts information packs
inter-generational accounts information packs
- direct 60+ savings account - information pack - 3913KB
- direct 65+ easy access account - information pack - 1233KB
- direct 65+ variable rate cash ISA (for the tax year 10-11) - information pack - 1450KB
- fixed rate easy access account (issue one) - information pack - 3927KB
- the wishmakers account information pack - 4166KB
affinity savings accounts
- Kent spitfires savings account - information pack - 3932KB
- sportsaver savings account - information pack - 3989KB
- CAFC savings account information pack - 3675KB
- CAFC prize draw rules - 45KB
- Whitstable Town FC savings account - information pack - 3743KB
tax free savings account
- limited edition direct cash ISA - fixed rate to 30 April 2014 (for the tax year 10-11) - information pack - 2482KB
- limited edition direct cash ISA - fixed rate to 31 January 2013 (for the tax year 10-11) - information pack - 838KB
- limited edition direct cash ISA - fixed rate to 30 June 2012 (for the tax year 10- 11) - issue one - information pack - 1316kb
- limited edition direct cash ISA - fixed rate to 31 Aug 2011 (for the tax year 10- 11) - issue one - information pack - 1316kb
tax free savings accounts(statement based)
- direct variable rate cash ISA - Under 25s (for the tax year 10-11) - 1452KB
- direct variable rate cash ISA (for the tax year 10- 11) - information pack - 1367KB
ISA transfer form
- to transfer in Cash ISA funds from another provider - click here - 602kb
investment bonds information packs
- limited edition - direct one year fixed rate easy access bond - issue one - information pack - 1412kb
- limited edition - direct two year fixed rate easy access bond - issue one - information pack - 1413kb
- limited edition - direct three year fixed rate easy access bond - issue one - information pack - 1413kb
- direct tracker rollover bond information pack - 1430kb
affinity investment bond information packs
- Charlton Athletic FC limited edition - direct one year fixed rate bond - issue two - information pack - 1577kb
general forms
- member profile - change of details   form - 50KB
- change of address form - 145KB
- withdrawal/closure form - 149KB
- paying in slip - 150KB
- lost/stolen passbook - 143KB
- R85 form - 91KB
- R85 - help sheet - 43KB
- standing order form - 147KB

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link to other sites
BSA website
Easiprocess website
FSA website
Ombudsman website

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privacy and data protection policy
about our privacy and data protection policy

interest rates

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- buildings and contents insurance
- mortgage payment protection   insurance
- car insurance




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